Business loan is valid for individuals and legal entities engaged in entrepreneurial activities.

Directions for the use of the Fund's resources

Loan interest subsidy / Intra-bank loan:

Introduction of a mechanism to subsidize interest rates on loans issued in 2022 to businesses operating in these areas in order to reduce financial costs and, consequently, reduce the cost of basic food products in the minimum consumer basket.

Terms of the mechanism:

Subsidy period: up to 1 year;
Loan term: regardless of the term;
Loan interest rate: regardless of the interest rate;
Interest subsidy: up to 10% of the loan interest.

It has been confirmed that the intra-bank loans they received in 2022 in connection with the supply of raw materials will be subsidized:

production of powdered sugar;
production of sunflower oil;
production of margarine;
butter production;
flour production;
production of pasta.

Distributed to individuals engaged in entrepreneurial activity:

Currency	AZN	USD
Interest rate	15%	6%
Date	Up to 36 months

Amount (AZN)	Interest rate up to 12 months	Interest rate from 12 to 36 months
30 001 - 50 000 AZN	18 - 20%	19 - 21%
50 001 - 100 000 AZN	17 - 18%	18 - 20%
100 001 - 500 000 AZN	16 - 17%	17 - 18%
500 001 -> AZN	15 - 16%	16 - 18%

Amount (USD)	Interest rate up to 24 months	Interest rate from 25 to 36 months
18 000 - 50 000 USD	10 - 11%	11 - 12%
50 001 - 100 000 USD	9 - 10 %	10 - 11 %
100 001 - 500 000 USD	7 - 8 %	8 - 9 %
500 001 -> USD	6 - 7 %	7 - 8 %

Other loans

Micro Credit

Period3-36 months
Interest rate5%

Invoice Financing

Period3 months
Interest rate12%