"Universal deposit" allows you to freely choose the terms of the deposit.
You can determine the interest rates and term of the deposit using a wide range of options.
The terms of the Universal Savings product are as follows:
Terms of Universal savings product
If the depositor does not demand the return of the deposit the next day after the expiration of the deposit period, if the same deposit terms and conditions exist in the tariff and conditions of that period. In all other cases, it is extended on terms determined unilaterally by the Bank. (accrued interest is not added to the deposit amount).
Frequency of accrued interest
interest rate - annual
Calculation of interest in case of early termination of the contract
From June 1, 2020, the maximum annual interest rate on protected deposits in the national currency is set at 12%, and in foreign currency - 2.5%.