With the Universal Deposit product, you will not only increase your money, but also have a wide range of choices in taking interests earned. In addition, gifts are waiting for you!

Universal Deposit

 

Advantages

- Free Kartmane (MC World or Visa Rewards) card is issued to pay the interests regardless of the amount of the deposit.

- A free debit card is issued as a gift depending on the amount of the deposit:

  1. a) One Kartmane (MC Black or Visa Infinity) for each 500 000 AZN/USD/EUR of the placed deposit

- Opportunity to obtain a credit and credit line.

 

Payment frequency of calculated interests (interest rate - annual)

Deposit term

Monthly

Quarterly

End of the period

Currency

Up to 30 000 AZN

More than 30 000 AZN

 

USD

 

Up to 30 000 AZN

 

More than 30 000 AZN

 

USD

 

EUR

Up to 30 000 AZN

More than 30 000 AZN

USD

EUR

Until required

 

 

 

 

1,00%

1,00%

0,10%

0,05%

 

 

 

 

3 months

 

 

 

 

 

 

 

3,00%

2,75%

 

 

6 months

4,00%

3,50%

0,25%

5,00%

4,50%

0,35%

 

6,00%

5,50%

0,50%

 

12 months

8,00%

7,00%

0,25%

8,25%

7,25%

0,35%

 

8,50%

7,50%

0,50%

0,5%

24 months

8,50%

7,50%

0,25%

8,75%

7,75%

0,35%

 

9,00%

8,00%

0,50%

 

36 months

8,50%

7,50%

 

8,75%

7,75%

 

 

9,00%

8,00%

 

 

 

Calculation of interests in case of early termination of the contract

Number of days from the date of signature of the contract to the date of the premature withdrawal of the deposit

 

The part of the interests calculated until the date of the premature withdrawal of the deposit

 

Currency

AZN

USD/EUR

0 – 30 days

0 %

0 %

31 – 180 days

10 %

10 %

181 – 360 days

20 %

25 %

After 360 days

30 %

50%

 

From July 1, 2019, the upper limit of the annual interest rate on protected deposits in national currency has been set at 10%, and in foreign currency - 2.5%.

Universal Deposit

  • 5000

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