Rabitabank offers private credits to Civil Servants! Regardless of the term, persons who have been civil servants for at least five years can obtain a civil service credit for a period of 50 months at 22% and without paying a commission.
Credit amount | 200 - 15 000 AZN |
Borrower’s workplace | Education and healthcare workers or civil servants |
Borrower’s minimum work experience in the last workplace | A person who has served in the civil service for at least 5 years or has at least 5 years of experience in education and healthcare |
Interest rate | 22%, regardless of the term |
Commission | 0% if the credit term is 3-24 months 1% if the credit term is 25-50 months |
Term | 3 - 50 months |
Age limit | 20 - 65 (deadline for credit payment should not exceed 65 years) |
Guaranty | Credit amount up to 3 000 AZN - without a guarantor, Over 3 001 AZN - guaranteed by 1 person If the salary is more than 1000 AZN (excluding taxes) Credit amount up to 5 000 AZN - without a guarantor, Over 5 001 AZN - guaranteed by 1 person |